Technologies

Fully automated business process

Tamga has developed turnkey solutions allowing to automate all the stages of client relationship, ranging from managing and optimization marketing campaigns to the complex scoring systems, client assessment, processing payments and CRM-activities for customer retention. Our software allows to perform these and many other actions within second and to avoid human factor impact in the decision-making process. Such solutions are highly appreciated by clients searching for the ways to build effective business processes.

Tamga has developed turnkey solutions allowing to automate all the stages of client relationship, ranging from managing and optimization marketing campaigns to the complex scoring systems, client assessment, processing payments and CRM-activities for customer retention. Our software allows to perform these and many other actions within second and to avoid human factor impact in the decision-making process.

Such solutions are highly appreciated by clients searching for the ways to build effective business processes.

  • Customer acquisition
    Management and optimization 
    of marketing campaigns.
  • Risk assessment
    Underwriting and behavior forecast. 
    Our solutions allow to implement 
    different scoring mechanisms
    based on Big Data and 
    Machine Learning Technologies.
  • Integration with external services
    We can provide API integration 
    with different services 
    important for your business – 
    credit bureaus, payment systems, 
    sources of additional data 
    about your clients.
  • CRM-system
    Systems for customer retention 
    and reactivation to increase LTV. 
    We help busines to builds 
    long-term and trusted relationships 
    with clients
  • Payment processing
    Integration of payment systems 
    equally comfortable for business 
    and customers. Setting up 
    payment buttons, invoicing, API, 
    plugins for CMS.
  • Packaged software
    We create custom configurations 
    of packaged software tailored 
    for your business requirements.

Artificial intelligence, Machine learning and Big Data

 Tamga scoring system is our in-house development. It brings process of clients’ solvency assessment to a totally new level that is inaccessible to conventional banks. In addition to credit history, Tamga scoring system assesses the customers by thousands of different parameters. Data for assessment are taken from social networks, telecoms, marketing channels and other open sources. Owing to big data technology, the system processes these huge amounts of data within seconds. And machine learning technology allows the scoring system to constantly improve and increase accuracy of the customers’ assessment.

Tamga scoring system is our in-house development. It brings process of clients’ solvency assessment to a totally new level that is inaccessible to conventional banks.

In addition to credit history, Tamga scoring system assesses the customers by thousands of different parameters. Data for assessment are taken from social networks, telecoms, marketing channels and other open sources. Owing to big data technology, the system processes these huge amounts of data within seconds.

And machine learning technology allows the scoring system to constantly improve and increase accuracy of the customers’ assessment.

  • Data acquisition from 
    social networks, telecoms 
    and other open source

  • Information processing with 
    Big Data technology approach

  •     Data classification

  • Data aggregation

Comprehensive approach to risk management

Absence of comprehensive approach to risk management is a big problem for many companies. Often they do not even have special employees which could be involved in risk control, and third-party services are used for application scoring.

Risk management is the blackbone of Tamga. We have the separate department that is specialised on risk model development for different businesses. It operates several thousand parameters, depending on the customer’s data, depending on the type of customer and availability of data about it in various open sources.

From the entire data set, using tools of Machine learning, our scoring model choose the most powerful factors affecting the scoring process. In our decision engine multiple scoring models are used, that allows us to differentiate unprofitable and profitable customers.

  • Multiple parameters

  • Automatic selection 

    of the strongest factors
  • Machine Learning

Internal Fraud Prevention Service

Tamga has developed own solution for online tracking of frauds and disreputable customers, analyzing information about borrowers in real time.

Within the decision-making process, the system analyzes IP, behavioral factors, customer geolocation, device tracking, searches for matches among other borrowers, validates addresses and data. This provides possibility to automate completely the borrowers scoring process.

Mobile application development. 
Just one touch from the client

Mobile apps are a new level of interaction with the client. By 2020, global mobile app downloads will reach 284 billion. Can your business really afford to stay out of the game when those kinds of numbers are in play?

Tamga develops mobile applications for online markets, banks, loan companies. With our help, you can be just in one touch from your customers.